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As per sum insured x 0. Means retail shops in general such as, fashion, eyeglass, leather, shoes, bookstore, ironware, grocery, sweets, medicine, toys model, sportswear, and the like category.
Total maximum amount payable shall not exceed the selected maximum limit of indemnity. Excess for Office insured: Stock and samples of general merchandise: Computer systems' records ; Any document, map, deed, tape, file etc.: Coverage is limited to material, labour and time costs spent on writing up or reproducing the lost or damaged items.
Exclude retail Shops running the sales of gold, silver, jewellery, jade stones, watches, audio or video equipment, computer equipment except installed with burglary alarm systemantiques, furs, ginseng, dried seafood, mobile phones and the like goods.
Applicable to buildings within 40 years old only. Automatic Renewal Once the application for insurance is accepted, the policy will be automatically renewed each year. If Employees' Compensation is covered, employers shall supply BOCG Insurance with the actual earnings of all their employees for the coming policy year 14 days before policy expiry BOCG Insurance reserves the right to obtain the relevant supporting documents from the employers.
No declaration of the actual earnings by the employers may result in proportionate reduction in indemnity for compensable claims, and employers will have to bear the proportionate share of indemnity for the injured employees by themselves.
After completion of the form, please send it back to the claims department for handling as soon as possible. In case of any claims under "Loss of Money" Section, the insured should report to the police at the earliest possible time.
Major Exclusion For more details, please refer to the policy War or act of terrorism; Confiscation, commandeering or requisition of the Government; Nuclear power and nuclear radiations; Consequential loss or damage of any kind. Minimum premium for policy termination: The plan is governed by the terms and conditions in the relevant policy document.
Please refer to the relevant policy document for the details of the insured items and coverage, provisions and exclusions.Monthly Cleaning Schedule.
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